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  • The Independent Consultant Newsletter, February 2006, Issue No. 10
    product—an integrated combination DI and long-term care product. We hired a pricing actuary at the astronomical ... that retirees have higher utilization of health care benefits than active employees. Unless the premium ...

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    • Authors: Society of Actuaries, Gerald A Fryer, Marcus Robertson, David Ward, David Miller, Ruth Ann Woodley, Daniel Cassidy, Lewis Green, Daniel K Kehoe, Suzanne Bates
    • Date: Feb 2006
    • Publication Name: The Independent Consultant